New Agent Workflow — Overview

This is the whole first stretch of an AGM agent’s life, in order. Follow the four steps top to bottom. Don’t skip ahead — each step unlocks the next.

The path

1. Getting Contracted — the paperwork that makes you an appointed AGM agent with our carriers.
2. Licensing & Certifications — the life license and the trainings a carrier requires before it will pay you.
3. Sales Training — how AGM presents and sells, so you’re ready before you sit in front of a family.
4. Entering Applications — how to submit a clean application the first time, so it doesn’t come back as a returned policy.

Who this is for

Any newly recruited agent, from day one. A partner should be able to hand a new person this page and step back — the workflow answers the questions they’d otherwise have to answer by phone, one at a time, over and over.

What “done” looks like

You’re finished with onboarding when you are:

• Contracted and appointed with at least one AGM carrier
• Licensed in your resident state, with AML and any carrier product training complete
• Trained on the AGM presentation and able to run a full sit
• Able to submit an application that gets issued without a kickback

Note

The most expensive mistake a new agent makes is a returned policy — an application entered wrong that the carrier sends back. Step 4 exists to prevent it. Read it before your first appointment, not after.